Cleaning Business Insurance
Owning a cleaning business involves a lot more than cleaning! Unique risks abound, including the potential for liability or exposure in your business and by having a Cleaning Business Insurance policy can protect your income and reputation. Business insurance can be a little more complicated for cleaning companies than it is for other businesses because of increased liability exposure. Don’t worry though, our friendly team will take the time to discover your needs and create the right policy for you.
More about Cleaning Business Insurance…
Your Cleaning Business Insurance policy can cover more than just equipment; it also can cover lost time due to mechanical failures, power outages, and other unforeseen difficulties that are out of your control. When equipment is nonfunctional, you can’t work. If you have employees you may want to consider workers compensation insurance, should an employee be injured on the job.
Another area of potential liability is if you or one of your employees cause damage to a client’s property or other people. Most cleaning operations involve being on property belonging to your clients, so your employees face the risk of damaging client property or causing injury and being held liable for that damage. A wet floor, for example, could expose your firm to liability if someone falls and is injured as a result of your cleaning work.
Having an insurance agent who knows the ins and outs of business liability coverage is crucial for your peace of mind. Insurance rules also vary greatly between states, so you need an agent familiar with the geographic area you service to make sure you have the most appropriate cleaning business insurance. If your cleaning business operates within more than one state, we have solutions for that too.
Contact Lions & Coventry Insurance Services today to make sure you have suitable coverage for your cleaning business insurance needs. Ask about any additional liability coverage you might need. If you are a first-time customer looking for insurance, call our office to see how we can help cover your business for all the scenarios that could impact it.