Contractor Vehicle Insurance

Contractor Vehicle Insurance

If you’re one of the growing numbers of contractors who use vehicles during a job—not just to get to and from a worksite—then you may need an additional commercial vehicle policy that covers the vehicle(s) you use. It’s important for you to know that standard auto policies are not sufficient to cover you for business and that a Contractor Vehicle Insurance policy is necessary for you to protect your investment.

If you don’t use your vehicle for commercial purposes, you may be able to lower your monthly premiums by having this coverage removed from your policy. The choice is ultimately yours, but if you’re having trouble deciding, our agents can help you figure out whether or not your use of a given vehicle qualifies as a commercial purpose. Ultimately, the type of Contractor Vehicle Insurance that you need depends solely on what type of vehicles you use and how many, etc.