Personal Umbrella Insurance

Personal Umbrella Insurance is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have.  Personal Umbrella Insurance is extra liability insurance designed to protect you from major claims and lawsuits and as a result, will protect your assets and your future.  If you already have a liability coverage with your personal auto insurance, homeowners insurance, or other policy, Personal Umbrella Insurance is designed to kick in when the liability on these other policies have been exhausted.  It also provides coverage for claims that may be excluded by other liability policies including false arrest, libel, slander and liability coverage on rental units you own. 

Personal Umbrella insurance can be applied to events such as:

• Car Accidents
• Accidental injuries on your property
• Accidents involving your boat, ATV, or other recreational vehicles
• Golf Course Injuries
• Defense fees and other legal costs
• Personal Injury Coverage for claims of libel, slander, and more

At Lions & Coventry Insurance Services, we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, we will take the time to discuss your options and will craft the perfect plan to suit your needs.