Property Insurance
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way. Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make.
Every Home Insurance policy is different, and at Lions & Coventry Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
- Fire and Lightning
- Collisions from Vehicles or Aircraft
- Hail
- Sewer/Drain Backup
- Windstorm
- Vandalism
- Volcanic Eruption
- Smoke
- Freezing Conditions or Snow
PROPERTY INSURANCE OPTIONS TO CONSIDER
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing. If your home is in the process of being built or reconstructed, we have Builder’s Risk to cover that too.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As you can see, there are a lot of options for you to protect your property, which is why it’s important to discuss your individual insurance options with Lions & Coventry Insurance Services before making a decision. We will take the time to discuss the details of your property and will help you choose a property insurance solution that fits your needs and your budget.