Trucking Insurance
Request a Quote Call (916) 967-7715
Not all commercial auto policies are alike and trucking insurance is critical to protecting your investment. Trucks are the working vehicles of the automotive industry, designed to provide all the power needed to get things from one place to another. There are literally millions of trucks on the nation’s roads, and while they’re critical to our economy, even the safest trucks represent a serious risk for the companies operating them. Large trucks are involved in hundreds of thousands of collisions each year, which means that every single truck has a genuinely high chance of needing to file a claim.
This is where trucking insurance comes in. Whether you’re hauling a few supplies between work sites or shipping products across the entire country, trucking insurance can ensure that you get the support you need in case something goes wrong.
Lions & Coventry Insurance Services agents will work with you to determine what the limit on your policy should be. Different trucking companies have different needs, but whenever we start a policy, there’s only one trucking company whose needs we’re focused on meeting… yours. Whether you’re just now starting your company or looking for a better rate now that your company has grown, our agents are ready to assist you in any way they can.
Semi Truck Insurance
Semi-trucks are a special category when it comes to insurance. These vehicles face two major threats when they’re out on the roads—collision (as we described above) and theft. Reports have noted that theft is becoming increasingly professional in nature, and the average loss is in the hundreds of thousands of dollars. If you have several trucks robbed at the same time, it’s not hard to see how quickly those losses could put you out of business.
Our semi-truck insurance policies are designed to meet these changing threats and provide you with the support you need if something goes wrong. We’ll work with you to get incidents resolved as quickly as possible so that your truck can get back on the road—most trucking companies don’t have spare vehicles sitting around, and we know how important it is for you to keep your fleet in top condition at all times.
For more information about these policies, call a Lions & Coventry Insurance Services agents today and ask for a quote. Be sure to have information about your existing business on-hand, including what type of products you’re shipping, how many trucks your company owns, what models they are, and how far they typically travel. This will help us find a policy that fits your operation and budget and still meets all of your insurance needs.
Trucking operations that haul goods for others should also review cargo insurance, which covers the freight itself while it is in transit.
Request a quote
Tell us about your operations, locations, payroll or revenue, and the coverage or certificates you need. Lions & Coventry has placed commercial insurance since 2009 and is licensed in all 50 states (CA Lic. #0G22084).
What drives your premium
We don’t publish prices because every quote depends on underwriting. These are the main factors carriers weigh:
- Number and type of vehicles and how they’re used
- Driver records and experience
- Radius of operation and where vehicles are garaged
- Cargo or goods hauled
- Claims history, limits and deductibles
We quote nationwide. Request a quote or call (916) 967-7715.
FAQ
What insurance does a trucking company need?
Most trucking operations start with commercial auto liability for the trucks, physical damage coverage for the vehicles, and motor truck cargo coverage for the freight being hauled. Many also carry general liability, workers’ compensation and umbrella coverage, and interstate for-hire carriers have federal (FMCSA) insurance filing requirements. Needs vary with what you haul, where you run and what your contracts require.
Does general liability cover my trucks or the cargo I haul?
Generally no. Commercial general liability excludes injury or damage arising from the use of autos, so truck accidents fall under your commercial auto or trucking liability policy. Damage to the freight you are hauling is handled by cargo insurance. General liability addresses premises and operations exposures, such as a visitor injured at your yard.
Does Lions & Coventry insure trucking companies nationwide?
Yes. Lions & Coventry Insurance Services, established in 2009, is licensed in all 50 states (CA Lic. #0G22084) and works with owner-operators and fleets across the country. Have your truck list, what you haul and how far you typically travel ready, then call (916) 967-7715 for a quote.