Scheduled Property Insurance
While most standard homeowners insurance policies offer limited coverage for belongings, Scheduled Personal Property Insurance (SPP) is an additional coverage that extends that limit to adequately insure your most prized possessions. Items such as jewelry, art, musical instruments, furs, golf equipment, collectibles and other costly items often exceed the amount of standard coverages and if lost, are often difficult to replace. If an item is lost, stolen or damaged in the event of a covered incident, Scheduled Personal Property Insurance will help pay for the expense of repair, or replacement. Should you decide to add the premium protection of SPP insurance, one of our specialists here at Lions & Coventry Insurance Services will work with you to determine the replacement cost of each item you would want to have insured. The items you own are unique and we can create a policy that fits your specific needs in order to ensure the security of your most personal belongings.